How does this cover affect Top ups & Withdrawals?

No premium increases, if a client’s age moves into a new bracket or they make partial withdrawals (unless recalculated by investor request).

 

Top Ups: A client can top up with IHT Insured if their sum assured for their initial investment does not exceed £400k

 

Partial Withdrawals: A client can complete a partial withdrawal and can elect to have their premium recalculated but this is not default.

 

Full withdrawal: If a customer makes a full withdrawal, cover under the policy will cease for that investment.