Will insurance proceeds from the Blackfinch Adapt IHT Insured Service be subject to Inheritance Tax (IHT)?

Whether insurance proceeds are subject to Inheritance Tax (IHT) depends on the circumstances at the time of the client's death.

Business Relief is assessed by HM Revenue & Customs (HMRC) on a case-by-case basis. As a result, we cannot guarantee the Inheritance Tax treatment of any investment or the associated insurance proceeds until HMRC has completed its assessment.